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GrowPay

Sorting the money side of farming

Trusted by farmers and growers across New Zealand

GrowPay - Here for you 

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Here for you

Need us to swing by the farm? Prefer to sort it all online? We’ll give you the support you need, when and how it suits you.

Deep local expertise

We’ve been in the game a long time.
Our specialists know agribusiness inside out and we get the local conditions too.

Committed to our community

Founded by farmers for farmers, we support our agricultural community with great rates and solutions specifically designed for your unique needs.

Ways we can help

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Farm loans

Explore our range of loans. Whether you're buying equipment, expanding your operations or managing day-to-day expenses, we’ve got the right financing solution for you.

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Savings accounts

From short-term deposits to long-term growth options, our flexible savings accounts make it easier to manage your money

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Payment cards

Stay on top of your farm’s cashflow with our practical cards and payment solutions. Get quick access to funds and secure ways to pay so that you can focus on the work that matters.

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Talk to an expert

Not sure which solution is right for you? We can help you choose. Book a call-back to talk to someone who understands your farming business.

GrowPay has partnered with rural suppliers to secure best rates

News

Our strategic partnerships enable us to deliver highly competitive rates

 

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Grow – Working Capital Finance

Need a cash boost for everyday farm expenses? Working Capital Finance gives you fast, flexible access to the funds you need.

Grow - Working Capital Finance

*Rates valid from June 16, 2025. Subject to change without notice.

10.95%*

12 months

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Grow – Asset Finance

Asset Finance gives you pre-approved access to funds for plant and equipment, and broader business needs. Ideal for asset purchases, refinancing or unlocking equity from existing assets.

Grow - Asset Finance

*Rates valid from June 16, 2025. Subject to change without notice.

9.95%*

Up to 7 years

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Grow – Land Mortgages

Looking to expand your farm, invest in essential infrastructure or secure your land for the future? Land Mortgages provide funding to buy new land, refinance existing property or make long-term improvements while protecting your financial stability.

Grow - Land Mortgages

*Rates valid from June 16, 2025. Subject to change without notice.

9.95%*

Up to 25 years P&I

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Grow – Livestock Capital

Keen to boost your farm’s productivity and long-term value? Livestock Capital loans can help you build, improve or expand your breeding stock and key animal assets. It’s flexible and built to back you for the long haul.

Grow - Livestock Capital

*Rates valid from June 16, 2025. Subject to change without notice.

9.95%*

From 12 months to 7 years

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Grow – Livestock Trading

A handy finance option that lets you split the cost of your livestock purchases into smaller, more manageable payments.

Grow - Livestock Trading

*Rates valid from June 16, 2025. Subject to change without notice.

9.99–13.50%*

12 months

We run an intensive 500-cow dairy operation in Pirongia and we value service that we can rely on. Over the past three to four years, we’ve worked closely with Ross and the GrowPay team through various stages of development and we’ve witnessed first-hand the expertise, commitment and hard work that has gone into building GrowPay. We’re proud to support this exciting entrant in New Zealand’s agricultural supply chain.

As farmers, costs is one area we can still control. We believe GrowPay will give us the edge we need to achieve best practice and continue growing our business.
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Mark & Penny Brown

Pirongia, Waikato

As a farmer, time is money and at the moment we seem to have precious little of both. I strongly believe that GrowPay will be a game-changer for my farming business and something New Zealand agriculture sorely needs right now. I have travelled the world during my year as a Nuffield scholar, and yet the launch of GrowPay’s app and new digital wallet provides my farming business with innovative solutions and options we’ve never seen before.
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Ed Pinckney

Jericho Station, Manapouri

Take Control of Your Finances. Download the GrowPay App!

GrowPay is more than just an app; it's your one-stop shop for managing your finances effectively.

  • Seamless Mobile Banking

  • Effortless Bill Payments

  • Smart Budgeting Tools

Talk Agribusiness with us

Get in touch with an agribusiness manager and we'll come to you.

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Take control of your finances

GrowPay's mobile app and digital dashboard are designed to simplify all your farm-related finances. More than just an app, the GrowPay platform provides an all-in-one solution to manage your finances with ease and confidence.
 

  • Seamless mobile banking – Access your accounts anytime, anywhere

  • Effortless bill payments – Pay bills quickly and securely from one place

  • Smart budgeting tools – Track expenses and plan your budget with ease

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